Knoxville Auto Insurance Claim Lawyers
Knoxville Attorneys Representing Individuals in Personal Injury Claims and a Variety of Civil Matters
Automobile Insurance Claims Lawyers In Knoxville Tennessee
Car insurance companies remain profitable by settling cases for as little as possible. Insurance adjusters are taught to find any and every reason possible to tell you why your case is worth far less than the amount that is a fair and just offer based on the facts of your case.
Some of the most common reasons insurance companies refuse to pay you money for the injuries you suffered as no fault of your own are the following:
- You waited too long to receive treatment after the event that caused your injuries;
- You waited too long between seeing different medical providers;
- There was a small amount of property damage so your injuries cannot be serious; and
- You have a preexisting medical condition or injury that reduces the value of your claim.
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What Does This Mean For You?
It means that the at-fault individual’s insurance company will tell you how little your case is worth and attempt to convince you to accept the offer.
Consequently, it is essential that you hire a personal injury lawyer to negotiate your insurance claim on your behalf. The experienced lawyers at Barnes Law Firm have a history of negotiating with insurance adjusters and significantly increasing the amount of money the adjuster offers to settle our clients’ claims. If you have been seriously injured in a car wreck and an insurance adjuster has made you do not believe makes you whole or if the adjuster made a quick offer that you think is reasonable, but you are still seeking additional medical care it is in your best interest to have an attorney represent you and your interests to increase the offer and maximize the amount of money you receive in a settlement. Often, insurance adjusters will either low ball you, meaning they will offer you far less than your claim is worth, or they will make an offer that you believe is reasonable, but they have a hidden agenda or reason for their offer. For example, the insurance company may offer you what seems to be a reasonable offer because the insurance company recognizes that you will incur a significant amount of future medical bills, so they want to put you in a position where you accept a settlement before those bills are incurred.
For that reason, our attorneys will always collect all the necessary evidence and medical records to put a demand package together before we ever provide any of those documents to the insurance provider. Our lawyers will gather all relevant evidence and the effect your injuries have had on your life with your friends, family, and co-workers. Our attorneys will wait until you are completely done receiving all reasonable and necessary medical treatment.
However, there is a legal term called the statute of limitations that provides you with one (1) year from the date of the event that resulted in your personal injuries. As such, if we are approaching the statute of limitations, we will ask for future medical expenses and get an estimate of the costs from your medical providers or we will file a lawsuit on your behalf and continue to vigorously represent you until we either reach a favorable settlement agreement or receive a favorable verdict at trial.
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From our office location in Knoxville, we represent victims that were injured in someone else’s household throughout the region, including in Knox County, Sevier County, Blount County, Anderson County and Loudon County.
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"John is amazing not only did he get the outcome he promised he did it in a shorter time than he originally said. He went above and beyond in returning my emails and phone calls. John and staff truly cared about me as a person. I highly recommend John Barnes."
"I would highly recommend Mr. Barnes to everyone & I would definitely contact Mr. Barnes if I or anyone in my family should ever need an attorney again:) They were all very professional, friendly & treated our case with importance:) Mr.Barnes got my son’s DUI dropped to reckless driving so I would definitely recommend him to everyone!!!!!!!"
"Mr. Barnes and his staff are amazing. I can’t imagine anyone doing a better job with my case. At no point in the long process was I disappointed in any way with how things were handled."